There is a lot of free information available that tells you how to repair your credit. However, for the average consumer it is a frustrating task that requires a paper trail that you must sort and decipher over several months. In any case, it can be done.
If you are thinking about repairing your credit ask us why we think it is important to request your free annual credit report by mail instead of by any other method.
You probably already know about the following link which can provide useful information and direct you to the laws that protect consumers:
Fair and Accurate Credit Transactions Act of 2003
Fair Credit Billing Act
Fair Credit Reporting Act
Equal Credit Opportunity Act
Fair Debt Collections Practices Act
Credit Card Consumer Protection Act of 1987
Credit Repair Organizations Act