There is a lot of free information available that tells you how to repair your credit. However, for the average consumer it is a frustrating task that requires a paper trail that you must sort and decipher over several months. In any case, it can be done.
If you are thinking about repairing your credit or have already started to repair your credit you probably already know about the following links and laws:
Fair and Accurate Credit Transactions Act of 2003
Fair Credit Billing Act
Fair Credit Reporting Act
Equal Credit Opportunity Act
Fair Debt Collections Practices Act
Credit Card Consumer Protection Act of 1987
Credit Repair Organizations Act